Protect YourselfThere are a lot of reasons why you should have life Insurance. Simply put, it is to provide future financial stability for your loved ones. Most single people don't think they need life insurance, but the cost of life insurance is often times overestimated. If you could spend a small amount monthly and ensure your loved ones don't have to worry about your final expenses, would you? How about the benefit of still being able to support aging parents or a special needs family member even after you are gone?
Life insurance can cover funeral expenses, but it can also do much more than that. It can pay off your mortgage, outstanding debts, medical expenses, and provide security for your loved ones. It can also serve as savings and an investment for you later in life, to use in retirement. If you move up in your career or buy a larger home, you should re-evaluate your life insurance policy. Most people don’t think about the fact that your needs may have grown, but your policy benefits have stayed the same.
- Life Insurance – Term/ Whole
- Disability Insurance – Short/Long term
- Long Term Care