Hotel / Motel Establishment

Hotels and Motels are unique both from a business and real estate assets point of view. Adding to the unique and challenging components of both running the business and protecting the property, the insurance needs for hotels and motels are equally complex. However, insurance programs that are tailored to the specific coverage needs of this asset class allow a more streamlined approach to a complex risk. Flexibility and comprehensive insurance coverage can be achieved by having the proper risk management in place.

Our firm understands the importance of proper coverage and we are excited to participate in this industry by providing a Hotel and Motel insurance package that is specifically geared for the Hotel and Motel insurance risks. One of our Hotel/Motel Insurance programs is geared for accounts up to $10mm in property values per location with 4 stories or less, with a primary business class clientele. This program is written on a business owner’s policy, allowing us to include coverages and endorsements with a very competitive price. If the Hotel and Motel risks exceed $10mm in property values per location we have alternative markets consisting of both Admitted and Non admitted carriers to properly provide total insurance coverage.

Key Coverages

  • Individually owned, Franchisee, etc
  • General Liability (including Assault & Battery)
  • Property Insurance with Wind
  • Personal Injury and Advertising
  • Up to $10,000,000 in property values per location
  • No Coinsurance
  • All Perils
  • Business Income
  • Extended Business Income
  • Extra Expense
  • Pollutant Clean up & Removal
  • Civil Authority
  • Inflation
  • Hired & Non Owned Automobile Liability
  • Liquor Liability
  • EPLI (separate claims made form)
  • Workers Compensation
  • Commercial Flood
Call us to set up an appointment or to speak directly with an agent (407) 644.4423