Restaurant Insurance

Restaurants pose complex risks that we understand very well. Our firm also understands that your restaurant will need specialized coverage depending on many factors such as location, establishment type, full service, catering, entertainment, etc. Whether the risk is a fine dining establishment with a wine cellar and specialty items flown in daily, or a family style restaurant that is a cornerstone in the neighborhood we can meet your unique requirements.

How about an upscale casual dining establishment that is a fusion of both, we can provide insurance solutions for your business as well. Our markets and our ability to navigate them on your behalf afford us the opportunity to assess your restaurant insurance risks and provide a total insurance solution. We can offer a restaurant package policy to fit your unique needs. Call us to set up an appointment or to speak directly with an agent.

Key Coverages

  • Business Owners Policy or Commercial Package Policy
  • Commercial General Liability
  • Products & Completed Operations
  • Property/Contents Insurance (Blanket Available) with Wind
  • Liquor Liability
  • Business Income & Extended B.I.
  • Extra Expense
  • Workers Compensation
  • Employment Practices Liability (claims made form)
  • Umbrella/Excess Liability
  • Hired & Non Owned Automobile Liability
  • Equipment Breakdown
  • Outside Utility Power Failure
  • Spoilage
  • Civil Authority
  • Employee Dishonesty
  • Money & Securities
  • Fire Damage Legal Liability
  • Commercial Flood