Home InsuranceHome insurance coverage is a vital component to protecting yourself, your family and your personal assets.
How comprehensive is your homeowners insurance?This question raises some important components for proper coverage that we will discuss with you during the needs assessment process. We believe that coverage terms and conditions, the financial strength of the insurance company, and the ability for claims to be paid quickly are the most important factors when purchasing home insurance. While the price of the insurance coverage is one component of the purchasing process, and we are sensitive to our client’s needs and budget, we believe that it is secondary to preventing catastrophic loss and financial ruin.
Preventing this scenario is our primary role as your client advisor. This means that having proper coverage analysis done prior to a loss and having an insurance company with the financial strength to pay your insurance claim is absolutely critical. Let our professionals help protect you, your family and your net worth.
Key Home Insurance Coverages
- True Replacement Cost Valuation vs. Selling Price
- Personal Liability
- Water Backup of Sewers & Drains
- Mold Coverage
- Ordinance & law
- Kidnap & Ransom
- Identity Fraud
- Family Protection
- Valuable Articles Coverage
- Libel and Slander